Message to Buyers: Buying a home is an exciting and sometimes rather frightening time. It is extremely important to be working with a Realtor who has the crucial negotiating skills required, is someone you know will be working in your best interest and is someone who can answer all of the hundreds of questions you will have. When you are considering starting to look for a new home to buy, you can answer some of the initial questions such as: Do you know what area you would like to live in?
			Are you looking for townhouse, condominium or single family home?
			Are schools and commuting time important considerations?
			Do you need specific zoning requirements for a home based business?
			What features do you need and what would you really like?
If you have the answers to these questions, together we can begin the search for the perfect home. I will use this information to look at what is currently available as well as watch for newly listed properties as they come on the market. It is important for you to be in contact with your banker ahead of time. Pre-qualifying for a mortgage has two advantages. One is that you can lock into the best mortgage rate available, which can save you hundreds of dollars. The other advantage is that you know exactly how much you are qualified to spend. This is important because it will speed up the process of finding and attaining the perfect home. In a fast paced market, this becomes critical to avoid disappointment and the possibility of losing a good buy. When choosing a Realtor to work with you on the purchase of a home, negotiating skills are at the top of the list. Being a top selling Realtor for 25 years has honed my negotiating skills to give you the very best representation from the beginning to the end of your purchase.  Call Phil... and Start Packing!